How to Cut Your Healthcare Costs

We live in the age of Obamacare. Everyone should have affordable health care now, right? Okay, not yet. A few million families still cannot afford health care even with the Affordable Care Act. Thank Congress for passing a law that doesn’t solve the problem for everyone. But what about the millions of families that get……

How to Save Money When Buying a Car

Car purchases are among the most stressful “big buy” decisions we make.  It used to be you could finance a car for 3 or 4 years and then you owned it.  Now finance agreements are stretching to 6 and 7 years, and the monthly payments keep getting larger and larger.  This is a losing proposition……

How to Self-Finance Your Own Loans

There is nothing I hate worse than borrowing money.  And if you are like me you have probably lost track of how many times you have had to borrow money from friends, family, and your credit cards.  But there are a few types of loans we usually can count: car loans, home loans, consolidation loans,……

Buy the Rumor and Sell the News

The old investors’ strategy of “buy the rumor and sell the news” often seems to prove itself.  The problem for me has always been knowing which rumor to buy before it became news.  That’s the hard part.  And if you want a clue about how easy it is to manage the stock market, just follow……

How a Deferred Growth Investment Strategy Is Supposed to Work

There are two problems with investing in the stock market.  First, you have to pay a fee to your broker every time you execute a trade.  That makes trading expensive and many small investors lose money by moving their money around too often and often too soon.  Second, you may invest in the market when……

How Does Global Warming Change the Economic Outlook for All of us?

When you look at the basic science about Earth climatology you should ask why anyone would dispute that global warming is happening.  The planet has been warming up for the last 15,000 years and according to all climatological models it should get even warmer before the next cooling down period starts.  The only science-based argument……